LIVING BENEFITS

Have you heard stories of people who had to declare bankruptcy because of an illness?  Do you wonder what would happen to your finances if you had a high cost health issue?  Even those with health insurance are not immune.  It is estimated that more than 10 million adults will accumulate health bills they cannot pay off this year. And 3 out of every 5 (60%) of US bankruptcies are medical-related.

"Unless you're a Warren Buffett or Bill Gates, you're one illness away from financial ruin in this country," says lead author Steffie Woolhandler, M.D., of the Harvard Medical School, in Cambridge, Mass. "If an illness is long enough and expensive enough, private insurance offers very little protection against medical bankruptcy, and that's the major finding in our study." 

Living Benefits can help pay some or all of these illness-related costs?  Living Benefits are a part of some life insurance policies that allow you to take money to help pay these expenses in many critical, chronic or terminal cases.  Check out some Living Benefits Testimonials to see how Living Benefits have helped people just like you. Living Benefits are part of "modern" life insurance plans, NOT the old-fashioned policies that most people have.  So, even though they are a part of some life insurance policies, you DO NOT have to DIE to benefit! Some reasons for illness-related financial issues are:

  • People do not have health insurance
  • Health insurance costs have skyrocketed so coverage may not be sufficient
  • Even people with adequate coverage have a hard time paying out-of-pockets costs

This table estimates the impact of over 600,000 medical bankruptcies in 2013!  Check out this CNBC article

Contact us at contactus@unlimitedsuccessfinancial.com to learn more about Living Benefits.